LMNP Simulation in Saint-Étienne (2026)
Among the lowest prices in France, record gross yields for bold LMNP investors.
Avg price/m²
1 200€
Avg rent
400€/mois
Gross yield
9.8%
Population
175K
LMNP investment example in Saint-Étienne
50m² property at €1200/m² = 60 000 €, rented at €400/month
-57 €/m
16 years
-0.9%
15 000 €
Simulate your project in Saint-Étienne
Cash-flow
-57 €/m
Net yield
-0.9%
€0 tax
16 yrs
Tax savings
15 000 €
FAQ — LMNP in Saint-Étienne
Is LMNP profitable in Saint-Étienne?
Yes, with an average price of €1200/m² and an average rent of €400, the estimated gross yield in Saint-Étienne is 9.8%. Thanks to the LMNP regime and depreciation, tax can be zero for several years.
How long tax-free with LMNP in Saint-Étienne?
With a typical investment in Saint-Étienne, building depreciation (30 years), renovation (15 years) and furniture (5 years) generally allow zero tax for 7 to 12 years depending on the setup.
What type of LMNP property to favor in Saint-Étienne?
In Saint-Étienne, furnished studios and one-bedrooms are most in demand. Rental demand is driven by 175K inhabitants and a strong student/professional population.
How to calculate LMNP profitability in Saint-Étienne?
Use our simulator pre-filled with Saint-Étienne data above. It calculates real cash-flow after depreciation and taxes, not just gross yield.
Why invest in LMNP in Saint-Étienne in 2026?
Saint-Étienne is among the French cities offering the best LMNP returns, with an estimated gross yield of 9.8%. Moderate property prices (€1200/m²) combined with sustained rental demand create a particularly favorable environment for furnished rental investors.
With an average investment of €60,000 for a 50m² property, LMNP depreciation significantly reduces taxation. The simplified real regime is almost always more advantageous than micro-BIC in this context.
To optimize your LMNP investment in Saint-Étienne, we recommend using the simplified real regime, properly calibrating depreciation (building over 30 years, renovations over 15 years, furniture over 5 years), and entrusting accounting to a specialized tool like Penry to maximize deductions.
LMNP property types in Saint-Étienne
Studio
Studios are the most popular LMNP investment: low entry price, strong student and young professional rental demand, quick turnover.
One-Bedroom (T2)
The T2 offers the best yield/risk ratio in LMNP: more stable tenants, reduced vacancy, solid rents.
Furnished Shared Housing
LMNP shared housing maximizes yield per m²: each room generates individual rent, a revenue multiplier.
Short-term Rental (Airbnb)
LMNP short-term rental offers the highest yields but requires active management. Ideal in tourist areas.
Detached House
Houses in LMNP attract families and offer remarkable rental stability with longer leases.
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LMNP depreciation: the thousands in deductions you're forgetting
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Go from simulation to real management
Penry automatically manages your depreciation, tax returns and LMNP accounting.
LMNP simulations in other cities
⚠️ Indicative simulation. Estimated average data. Consult an accountant for personalized analysis.